Allianz Trade offers two dental plan options through Delta Dental. With Delta Dental insurance you can receive services from any dentist; however, you will maximize your savings if you select a dentist in-network. Each covered member is allowed oral exams and cleanings twice within a 12 month period.
High Dental Plan
The In-Network percentage of benefits is based on the discounted fee negotiated with the provider. The Out-of-Network benefit is paid at the 80th percentile of the usual and customary rates in the geographic area in which the expenses are incurred. The member may be subject to balance billing from the dentist if their charges exceed the 80th percentile.
Low Dental Plan
The In-Network percentage of benefits is based on the discounted fee negotiated with the provider. Out-of-Network services may be subject to balance billing by your dentist for amounts in excess of the Maximum Allowed Cost of the network negotiated rate.
Resources
*Deductible is waived for Preventive, Diagnostic and Orthodontia services
**Out-of Network services may be subject to balance billing by your dentist for amounts in excess of the 80th percentile of the usual and customary rate
